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Frequently
Asked Questions |
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| 1. How do the cards work? |
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The Platinum One
Card™ is a prepaid debit card that allows
you to load money and access that money at virtually
any ATM or wherever debit cards are accepted.
The Platinum One Card™ is pin-based only.
Remember, the card is not a credit card –
it’s PREPAID, meaning you can only spend
what you put on the card.
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| 2. How long does it take to get
my card? |
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Purchasing at
a Participating Location
When purchased at a participating retail location,
you can load the cards immediately for immediate
use! No waiting to receive your card in the
mail! The cards are ready for use in millions
of ATMs worldwide and wherever debit cards are
accepted.
Credit Card Purchase
If you have purchased your Platinum One Card™
with a credit card, your card will be mailed
within 24 hours.
Electronic Check Purchase
If you have purchased your Platinum One Card™
with an online check, your card will be mailed
after the funds sent are cleared in your Platinum
One™ account. For check purchases, we
will issue a pending account number. Once we
receive cleared funds to your new account, your
card will mailed to you. Normally check payments
are cleared within 3 to 5 days. If
your funds are not received within 10 days,
your pending account will be cancelled.
Mailing in Payment
- If you mail in a money order to pay and/or
load your Platinum One Card™, your card
will be mailed once we receive your payment.
- If you mail in a check to pay and/or load
your Platinum One Card™, you card will
be mailed once the funds have been cleared.
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| 3. Where can I buy a card? |
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You can purchase
an Platinum One Card™ at any participating
merchant, over the internet, or by speaking
with a customer service representative.
Call the following number to find the store
nearest you: (702) 736-2009 or toll free (800)
460-8307, or check out the automatic store locator
found on this website. |
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| 4. Can I buy more than one card? |
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YES! You may purchase
more than one prepaid debit card, or buy a dual
card package with identical cards and the same
account number. This will help you by allowing
a family member or friend use the card as well. |
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| 5. How can I use my cards to send
money to family or friends? |
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It’s easy!
If you purchase the dual card package, you can
simply send one card to your friend or relative
and when you load your card, theirs is loaded
as well! You may also do card to card transfers
from one card to another – simply call
us and tell us the card number you wish to transfer
money to, and then perform card transfers whenever
you want over the internet or through our automated
phone system. |
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| 6. How can I use my card to make
long-distance calls? |
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Simply call the
long distance number located on the back of
your card and follow the instructions…it's
that easy!
Your calling card balance will reload automatically.
As you continue to use your card to make long
distance calls, your card balance will be debited
in increments of $3.00. Once that balance is
utilized, your call will end and your balance
will be replenished within 15 minutes. You will
never need to buy a prepaid calling card again!
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| 7. If I use the card internationally,
am I charged a higher exchange rate? |
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No. We do not set
exchange rates for our cards. If you use the
card outside the United States, you will be
charged the exchange rate set by the financial
institution supporting that ATM or merchant.
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| 8. Who do I contact for help? |
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If you need help,
you can contact Customer Service personnel by
calling the number that appears on the back
of your card during the following hours:
Monday through Friday: 9:00 a.m. to 5:00 p.m.,
Pacific Standard Time
If you wish to send an e-mail, please contact
us at support@platinumonecard.com
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| 9. Is my Platinum One Debit Card
a credit card? |
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No, they are prepaid
debit cards that store your money. Credit is
not extended to you in any way, nor is your
activity reported to a credit bureau. |
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| 10. What are the limits on my
Platinum One Debit Card? |
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The limits are
as follows: |
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Limits |
Registered |
Not
Registered |
| Daily Load Limit |
TBD |
$1,999.00 |
| Maximum Balance |
TBD |
$5,000.00 |
| Daily ATM Withdrawels |
$500.00* |
$500.00* |
| POS transactions |
$500.00* |
$500.00* |
| POS daily limit |
$500.00* |
$500.00* |
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* These amounts may be modified by calling
Customer Service |
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If you wish to spend or withdraw
more money than the amounts listed in the table
above, you must call Customer Service to change
the limits. You may even ask that they remove
the certain limits, if permitted, although it
is recommended that you not change your limits
for security reasons. |
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| 11. What happens if I lose one
of my cards? |
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You must call the
Customer Service immediately to report the loss.
The person who finds your card will not be able
to use it in automatic tellers since s/he does
not have your PIN or confidential numbers provided
in the card package you purchased. It is recommended
that you do not share your PIN with anyone and
preferably that you memorize it so that only
you have access to your card.
A new card will be mailed to you, and we will
transfer any balance from your lost card to
your new card.
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| 12. May I obtain a new PIN if
I forget mine? |
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For your security
and protection, no. Only you can know those
confidential numbers. For this reason, it is
very important that you register your card immediately
upon purchase so we can identify you in this
situation. It is also very important to memorize
your pin numbers and/or keep them in a safe
place.
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| 13. How can I check my balance? |
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You can check your
balance by logging into your card account on
our webpage at http://www.platinumonecard.com/
or by calling Customer Service. |
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| 14. Can I buy gas with my card? |
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Of course! To use
your card to buy gas at the pump, simply press
the debit card key and use your 4-digit pin.
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| 15. Can I rent a car with my card? |
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You cannot rent
a car with your Platinum One Card™. This
card is only a debit card. |
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| 16. How can I direct deposit to
my card? |
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Just give your
employer the following information to have your
paycheck direct deposited to your card:
Routing/transit number: 112293967
For Platinum One Card™, your account
number is the last 17 digits of your card number. |
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| 17. Can I receive my Platinum
One Card™ at a P.O. Box? |
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No, you must provide
us with an address within the United States. |
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